Age often comes with a few additional hurdles for day-to-day living that didn’t previously exist. Often, it simply means taking things more slowly, but when illness strikes, some tasks become more difficult or no longer possible. For our nation’s veterans, getting much-needed help in those circumstances should not be a difficult proposition. Thankfully, there are benefits available through the U.S. Department of Veterans Affairs to help with the costs that can often arise from health complications. So, what are your options?
Finding the Right Benefits
There are a range of different V.A. benefits to help with the expenses that come along with healthcare. Figuring out which benefits a veteran is eligible for can be tough, especially since most of the different forms of aid come with a different set of eligibility requirements. For some, standard healthcare coverage may be all that is needed, while for other veterans and circumstances, disability compensation or a pension may be able to help. To start determining eligibility, the V.A. offers a few different matrices to help determine what level of benefits a veteran may be eligible for. These matrices break down service connected benefit ratings, non service connected ratings, and circumstantial benefit eligibility basics (which includes things like temporary disability benefits and additional funds for temporary or long-term disability related needs). These three matrices can serve as a starting point to see which benefits a veteran, spouse, or dependent may be eligible for.
Veterans Aid for Ongoing Health Concerns
For veterans and spouses who are getting older and need more help with daily living, there is a specific set of benefits designed to help offset the increase in monthly expenses. The V.A. Aid and Attendance and Housebound allowances are monthly stipends that can help a veteran or surviving spouse afford additional care, if around-the-clock care becomes necessary. Aid and Attendance is specifically for those who receive a V.A. pension and need the assistance of another, usually a trained healthcare professional, to perform some or all of the tasks necessary for day-to-day life. As an example, if you or a loved one requires an in-home health aide for tasks such as bathing, daily personal care, prosthetic adjustments, or protection while undergoing daily tasks, the Aid and Attendance pension may be able to help offset the cost of hiring a home health aide. The V.A. Aid and Attendance can also help with the costs of a nursing home or live-in care facility, if living there is necessary for care due to a mental or physical disability.
Qualifying for V.A. Aid and Attendance
First, in order to qualify for this additional allowance, the veteran or surviving spouse will need to qualify for a V.A. pension. In addition, the application process will ask for evidence showing the requirement for that level of care—generally, documentation from the primary care physician will work. If you or your loved one may qualify for this allowance, get the financial assistance to provide for that level of care. At Patriot Angels, we help veterans and spouses navigate the V.A. benefits application process. Contact us today to get started with your V.A. Aid and Attendance application and more.